How Amex Gold Card members can get a free lunch twice a month

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With the last June Consumer Price Index data showing how the price of food has increased by 10.4% year over year, any form of saving, especially in our daily consumption, is welcome.

For those who have the American Express® Gold Card, some of these savings can be in the form of monthly meal credits and Uber Cash credits, which can be used for groceries or food orders through Uber Eats. By taking advantage of these benefits, cardholders can essentially score up to two meals per month.

Below, Select breaks down everything you need to know about Amex Gold Card monthly dining credits and Uber Cash benefits, as well as some of the other benefits cardholders have access to.

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Using meal credits and Uber Cash for free meals

To catch what equates to about two meals a month, cardholders simply need to use their Amex Gold Card when you dine at select participating restaurants in-person or via take-out (more on that later) to receive $10 in statement credits each month. They will also receive $10 in monthly Uber Cash credits, which can be used to order food through Uber Eats.

You will need to enroll in each program to take advantage of these benefits. You can join the dining program through your American Express account to access these monthly dining credits and add your Amex Gold card to your Uber account to receive Uber Cash credits. It’s also important to note that these meals aren’t technically free, since you’ll have to pay the Gold Card’s annual $250 fee (see rates and fees) to have an account, although the other card benefits and credits can easily outweigh the fees.

Keep in mind that the secret to maximizing these benefits — and avoiding steep surcharges — is to use them for pickup orders instead of delivery. Savvy diners may also be able to increase the value of these credits by taking advantage of promotional codes and other discounts, such as those offered by Uber One (formerly Uber Eats Pass) or Grubhub+.

Note that Uber Cash and Monthly Meal Credit are use-it-or-lose-it. You will therefore not be able to carry over unused credits to the next month if you do not use them in time.

Here’s everything you need to know about Amex Gold Card Monthly Dining Credits.

$120 in restaurant credits per year

With the Amex Gold Card, you’ll earn up to $120 each year in dining credits, which breaks down to $10 in statement credits each month.

After signing up through American Express to link the benefit to your card, you will automatically be reimbursed up to $10 each month when you use it to pay for meals at the following vendors and restaurants: Goldbelly,, Milk Bar, GrubHub, The Cheesecake Factory, and select Shake Shack locations across the US GrubHub offers food delivery and pickup for hundreds of thousands of restaurants across the US, which means you shouldn’t have to too hard to enjoy the credit if you order through the platform.

With that $10 monthly statement credit, you’d have about enough to cover a salad or a burger and fries, for example, or you could buy something a little more substantial and take $10 off. $.

$120 in Uber Cash credits per year

Amex Gold Card members can also receive up to $120 per year in Uber Cash to be used for rides or food through Uber Eats anywhere in the United States Uber Eats also offers hundreds of thousands of restaurants on its platform.

Cardholders must create an Uber account (if they don’t already have one) and add their Amex Gold card as a payment method to automatically receive the $10 in Uber Cash each month.

Other benefits you will get with the Amex Gold card

While we like to score free food, the Amex Gold Cards advantages and advantages do not stop there.

New cardholders can currently earn 60,000 bonus points after spending at least $4,000 in the first six months of card membership. These points can be used for great value when redeeming for travel – and you’ll also have the option to redeem them for cash back or gift cards.

You’ll also have access to a robust rewards program that allows you to earn 4X points at restaurants and when shopping for groceries in US supermarkets – up to $25,000 per year, after which you’ll earn 1X points – as well only 3X points for flights booked directly with the airlines or via and 1X points for all other purchases.

Amex Gold Card members can also unlock $100 resort credit, among other exclusive benefits, when they book a minimum two-night stay The Hotel Collection. There are also additional protections in case your trip is delayed, your luggage is lost, stolen or damaged, or if you need car rental loss and damage insurance. Plus, if you’re traveling abroad, you won’t have to worry about paying foreign transaction fees for using the card abroad.

Although the Amex Gold card can be a great option for making large purchases as it has no preset spending limit, keep in mind that there is a variable APR of 18.24% to 25.24% on eligible costs.

There is also an annual fee of $250 (see rates and fees), so make sure you can take advantage of its many benefits so you can really make this credit card worthwhile.

American Express® Gold Card

On the secure site of American Express

  • Awards

    4X Membership Rewards® points at restaurants (plus U.S. takeout and delivery) and U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1X), 3X points on flights booked directly with airlines or on, 1X points on all other purchases

  • welcome bonus

    Earn 60,000 Membership Rewards® points after spending $4,000 on qualifying purchases within the first 6 months of card membership

  • Annual subscription

  • Introduction AVR

  • Regular APR

  • Balance Transfer Fee

  • Foreign transaction fees

  • Credit needed

At the end of the line

Chase Sapphire Preferred® Card

  • Awards

    $50 annual Ultimate Rewards Resort Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases and 1X points on all other purchases

  • welcome bonus

    Earn 60,000 bonus points after spending $4,000 on purchases within the first 3 months of account opening. It’s $750 when you redeem through Chase Ultimate Rewards®.

  • Annual subscription

  • Introduction AVR

  • Regular APR

    17.49% – 24.49% variable on purchases and balance transfers

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fees

  • Credit needed

Editorial note: Any opinions, analyses, criticisms or recommendations expressed in this article are those of Select’s editorial staff only and have not been reviewed, endorsed or otherwise endorsed by any third party.

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